Terms & Conditions

Conditions of Use

By using this website, you acknowledge your assent to the following conditions of use without limitation or qualification. Please read these conditions carefully before using this website. These conditions may be revised at any time by updating this posting. You are bound by any such revisions and should therefore periodically visit this page to review the then-current conditions to which you are bound.


To the fullest extent permissible pursuant to applicable law, the materials on this website are provided as is and without warranties of any kind, either expressed or implied. Alliance Insurance P.S.C. and its subsidiaries, affiliates and partners (collectively, “AIC”) disclaim all warranties, expressed or implied, including, but not limited to, implied warranties of merchantability and fitness for a particular purpose. AIC does not warrant that the functions contained in the materials will be uninterrupted or error-free, that defects will be corrected, or that this website or the server that makes it available are free of viruses or other harmful components. AIC does not warrant or make any representations regarding the use or the results of the use of the materials on this website in terms of their correctness, accuracy, reliability, or otherwise. You (and not AIC) assume the entire cost of all necessary servicing, repair, or correction. The information and descriptions contained herein are not necessarily intended to be complete descriptions of all applicable terms, exclusions and conditions and are provided solely for general informational purposes. Please refer to the actual policy or the relevant product or services agreement. This website may be linked to other websites which are not maintained by AIC. AIC is not responsible for the content of such websites. The inclusion of any link to such websites does not imply AIC’S approval or endorsement of such sites or the content thereof.

Limitation of Liability

While AIC uses reasonable efforts to include accurate and up-to-date information on this website, errors or omissions sometimes occur. To the fullest extent permissible pursuant to applicable law, AIC makes no warranties or representations as to the accuracy of the content of this website and under no circumstances, including, but not limited to, negligence, shall AIC or any party involved in creating, producing, or delivering this website be liable to you for any direct, incidental, consequential, indirect, or punitive damages that result from the use of, or the inability to use, the materials on this website, even if AIC or an AIC authorized representative has been advised of the possibility of such damages. In no event shall AIC’s total liability to you for all damages, losses, and causes of action exceed the amount paid by you, if any, for accessing this website. AIC also assumes no responsibility, and shall not be liable for, any damages to, or viruses that may infect, your computer equipment or other property as a result of your access to, use of, or browsing in this website or your downloading of any materials, data, text, images, video, or audio from this website. AIC shall not be liable to users for any breach of these conditions of use or any failure to provide or delay in providing our services through our site resulting from any event or circumstance beyond our reasonable control including, without limitation, strikes, lock outs and other industrial disputes, breakdown of systems or network access, fire explosion, accident, insurrection or war.


When you visit this site, AIC may attach a cookie to your browser. Cookies are small text files that allow us to identify your computer, recognise repeat users, observe anonymous user behaviour and compile aggregate data about users in order to improve the services provided by AIC. The data AIC collects using cookies does not identify individual users and is only used for tracking and analysing use of the site. Most web browsers will accept cookies, but if you would prefer AIC not to collect data by this method, you can disable this function within your browser settings. However, without cookies, you may not be able to take full advantage of the site's features including personalising the web content to reflect your unique style.

Access to the Site

AIC will take reasonable efforts to make this site and its content available to users, however AIC does not warrant or represent that access to this site will be uninterrupted, reliable, or fault-free. AIC reserves the right in its sole discretion to deny users access to this site or any part of it without notice and to decline to provide the service to any user that is in breach of these conditions. Unless otherwise specified, the information on this website is directed solely at those who access the site from the UAE.

Restrictions on Use of Materials

This website is owned and operated by AIC. Except as otherwise expressly permitted by AIC, no materials from this website or any website owned, operated, licensed or controlled by AIC may be copied, reproduced, republished, uploaded, posted, transmitted, or distributed in any way. You may download material displayed on this website for your use only, provided that you also retain all copyright and other proprietary notices contained on the materials. You may not distribute, modify, transmit, reuse, repost, or use the content of this website for public or commercial purposes, including the text, images, audio, and video without AIC’s prior written permission. AIC neither warrants nor represents that your use of materials displayed on this website will not infringe rights of third parties.

Jurisdictional Issues

This website is operated and maintained in the United Arab Emirates and is therefore published from a UAE perspective. AIC is not publishing the web site for use in any jurisdiction where such publication or use is unlawful.

Unless otherwise expressly set forth herein, AIC makes no representation that materials on this website are appropriate or available for use in any location. Those who choose to access this website do so by their own initiative and are responsible for compliance with local laws. Except as expressly set forth herein, the information contained on this website is not an offer to sell or a solicitation to buy any security, insurance product or other product or service offered by AIC. No security, insurance product or other product or service is offered or will be sold by AIC or, if sold by AIC, will be effective in any jurisdiction in which such offer, solicitation, purchase or sale would be unlawful under the securities, insurance or other laws of such jurisdiction. Some products and services may not be available in all jurisdictions.

Ownership of Information

Any information, other than personal data or information you transmit to AIC via this website, by electronic mail or otherwise, including data, questions, comments, or suggestions, will be treated as non-confidential and non-proprietary and will become the property of AIC. Such information, other than personal data or information may be used for any purpose, including, but not limited to, reproduction, solicitations, disclosure, transmission, publication, broadcast, and posting. AIC is free to use any ideas, concepts, know-how, or techniques contained in any communication you send to AIC via this website or by any other means for any purpose whatsoever, including, but not limited to, developing and marketing products using such information.


AIC reserves the right at any time without notice to revise the contents of this site including these conditions. Any changes to these conditions will be posted on this site and by continuing to use this site following any such change you will signify that you agree to be bound by the revised conditions.

Trademarks & Copyrights

All trademarks, service marks, trade names, logos, and icons are proprietary to AIC. Nothing contained on this website should be construed as granting, by implication, estoppel, or otherwise, any license or right to use any trademark displayed on this website without the written permission of AIC. Permission is granted to copy electronically and print in hard copy portions of this site solely for your own personal use. Your use of the trademarks displayed on this website, or any other content on this website, except as provided herein, is strictly prohibited. Images displayed on this website are either the property of, or used with the permission by AIC. The use of these images by you, or anyone else authorized by you, is prohibited unless specifically permitted by AIC. Any unauthorized use of images may violate copyright laws, trademark laws, the laws of privacy and publicity, and communications regulations and statutes.

Privacy Policy

Please refer to the terms of our privacy policy.

Applicable Law

These conditions shall be governed and construed in accordance with United Arab Emirates law and any disputes shall fall within the exclusive jurisdiction of the UAE Courts. If any provision of these disclaimers and exclusions shall be unlawful, void or for any reason unenforceable then that provision shall be deemed severable and shall not affect the validity and enforceability of the remaining provisions.